Renter’s Insurance or Moving Insurance?

So you have hired the best apartment movers Chicago has to offer – New City Moving. Why are we the best? It’s because the care we use and the incredible attention to detail to make sure the move is executed efficiently and safely. When it comes to apartments, there are narrow spaces to navigate as well as elevators to contend with.

There are also a number of services we offer from packing services to insurance. But when it comes to insurance, there is a huge question that exists:

Should you take moving insurance or will your renter’s insurance cover the move?

This is a tricky question because it does depend on your insurance company. Many customers decide to take out moving insurance with their Chicago movers anyway because a claim may raise their renter’s insurance rates.

Because new City Moving provides Chicago moving services, not only in the city, but anywhere in the state of Illinois, you may be able to contact your insurance company and simply submit a change of address without a lapse in your coverage. Now if you’re moving from a rental to a home that you own, there will be a lapse in coverage. You have to have homeowner’s insurance on your new home. This is a policy that is completely different from renter’s insurance.

When you take out moving insurance with our Chicago moving company, we know the condition of each item prior to the move and after. If something is broken, we know why. This makes filing a claim much easier and less time consuming than it would be through your renter’s insurance company.

Fortunately, we do not have a record that consists of accidents that result in damage to our customers’ belongings. We have an impressive safety rating, as reflected by your “A” rating by the Better Business Bureau.

So when you wonder what you should do about insurance, know you have options, but know we will make the process very easy on you.

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